Call reports 2023
BANK OF TESCOTT, THE — 2023
What BANK OF TESCOTT, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 429,725,000 | 443,101,000 | 433,022,000 | 446,906,000 |
| Total loans | 323,320,000 | 331,361,000 | 333,567,000 | 339,792,000 |
| Allowance for loan losses | 6,786,000 | 6,783,000 | 6,766,000 | 6,735,000 |
| Securities available for sale | 98,252,000 | 94,740,000 | 90,997,000 | 98,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,548,000 | 374,190,000 | 365,010,000 | 373,208,000 |
| Interest-bearing deposits | 315,636,000 | 320,890,000 | 319,848,000 | 327,687,000 |
| Noninterest-bearing deposits | 51,912,000 | 53,300,000 | 45,162,000 | 45,521,000 |
| Equity capital | 54,426,000 | 54,539,000 | 53,466,000 | 56,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,594,000 | 9,502,000 | 14,711,000 | 20,156,000 |
| Interest expense | 1,057,000 | 2,490,000 | 4,328,000 | 6,536,000 |
| Net interest income | 3,537,000 | 7,012,000 | 10,383,000 | 13,620,000 |
| Noninterest income | 390,000 | 732,000 | 1,077,000 | 1,411,000 |
| Noninterest expense | 2,176,000 | 4,564,000 | 6,880,000 | 9,301,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,756,000 | 3,192,000 | 4,596,000 | 5,750,000 |
| Income tax | 70,000 | 133,000 | 134,000 | 158,000 |
| Net income | 1,686,000 | 3,059,000 | 4,462,000 | 5,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,301,000 | 64,974,000 | 65,677,000 | 65,957,000 |