Call reports 2022
BANK OF TESCOTT, THE — 2022
What BANK OF TESCOTT, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 438,583,000 | 430,285,000 | 431,481,000 | 437,277,000 |
| Total loans | 307,884,000 | 316,943,000 | 321,282,000 | 325,396,000 |
| Allowance for loan losses | 8,667,000 | 8,989,000 | 9,005,000 | 8,988,000 |
| Securities available for sale | 117,651,000 | 108,055,000 | 102,738,000 | 100,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,901,000 | 356,140,000 | 354,747,000 | 373,073,000 |
| Interest-bearing deposits | 320,697,000 | 304,930,000 | 303,623,000 | 318,088,000 |
| Noninterest-bearing deposits | 57,204,000 | 51,210,000 | 51,124,000 | 54,985,000 |
| Equity capital | 54,830,000 | 50,124,000 | 49,613,000 | 51,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,782,000 | 7,793,000 | 11,994,000 | 16,442,000 |
| Interest expense | 319,000 | 631,000 | 1,196,000 | 2,096,000 |
| Net interest income | 3,463,000 | 7,162,000 | 10,798,000 | 14,346,000 |
| Noninterest income | 298,000 | 608,000 | 943,000 | 1,269,000 |
| Noninterest expense | 2,052,000 | 4,315,000 | 6,471,000 | 8,755,000 |
| Provision for loan losses | 60,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | 1,654,000 | 3,376,000 | 5,188,000 | 6,780,000 |
| Income tax | 57,000 | 131,000 | 211,000 | 281,000 |
| Net income | 1,597,000 | 3,245,000 | 4,977,000 | 6,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,150,000 | 60,198,000 | 61,180,000 | 61,952,000 |