Call reports 2021
BANK OF TESCOTT, THE — 2021
What BANK OF TESCOTT, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 435,345,000 | 433,822,000 | 436,106,000 | 437,297,000 |
| Total loans | 297,623,000 | 300,211,000 | 301,931,000 | 309,992,000 |
| Allowance for loan losses | 8,543,000 | 8,598,000 | 8,607,000 | 8,572,000 |
| Securities available for sale | 123,304,000 | 124,601,000 | 121,037,000 | 118,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,203,000 | 367,247,000 | 368,435,000 | 370,700,000 |
| Interest-bearing deposits | 322,883,000 | 323,204,000 | 320,987,000 | 318,090,000 |
| Noninterest-bearing deposits | 46,320,000 | 44,043,000 | 47,448,000 | 52,610,000 |
| Equity capital | 59,491,000 | 60,359,000 | 61,393,000 | 60,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,244,000 | 9,780,000 | 13,770,000 | 17,719,000 |
| Interest expense | 606,000 | 1,140,000 | 1,607,000 | 2,000,000 |
| Net interest income | 4,638,000 | 8,640,000 | 12,163,000 | 15,719,000 |
| Noninterest income | 272,000 | 546,000 | 829,000 | 1,154,000 |
| Noninterest expense | 2,025,000 | 4,176,000 | 6,240,000 | 8,461,000 |
| Provision for loan losses | 150,000 | 205,000 | 250,000 | 265,000 |
| Pretax income | 2,735,000 | 4,837,000 | 6,534,000 | 8,179,000 |
| Income tax | 109,000 | 220,000 | 295,000 | 354,000 |
| Net income | 2,626,000 | 4,617,000 | 6,239,000 | 7,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,029,000 | 58,145,000 | 58,767,000 | 59,354,000 |
| Total capital | 60,762,000 | 61,910,000 | 62,666,000 | 63,363,000 |
| Risk-weighted assets | 293,858,000 | 296,368,000 | 307,178,000 | 316,158,000 |