Call reports 2020
BANK OF TESCOTT, THE — 2020
What BANK OF TESCOTT, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 398,714,000 | 418,477,000 | 420,424,000 | 431,796,000 |
| Total loans | 288,824,000 | 294,311,000 | 298,541,000 | 294,573,000 |
| Allowance for loan losses | 7,833,000 | 8,118,000 | 8,301,000 | 8,377,000 |
| Securities available for sale | 95,958,000 | 104,690,000 | 104,324,000 | 118,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,601,000 | 350,623,000 | 351,458,000 | 362,460,000 |
| Interest-bearing deposits | 304,763,000 | 315,870,000 | 314,474,000 | 321,502,000 |
| Noninterest-bearing deposits | 29,838,000 | 34,753,000 | 36,984,000 | 40,958,000 |
| Equity capital | 56,278,000 | 60,866,000 | 61,805,000 | 62,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,193,000 | 8,979,000 | 13,258,000 | 17,431,000 |
| Interest expense | 1,077,000 | 2,044,000 | 2,925,000 | 3,713,000 |
| Net interest income | 3,116,000 | 6,935,000 | 10,333,000 | 13,718,000 |
| Noninterest income | 344,000 | 615,000 | 793,000 | 1,344,000 |
| Noninterest expense | 1,962,000 | 4,104,000 | 6,243,000 | 8,201,000 |
| Provision for loan losses | 270,000 | 540,000 | 690,000 | 765,000 |
| Pretax income | 1,228,000 | 2,906,000 | 4,193,000 | 6,096,000 |
| Income tax | 41,000 | 90,000 | 144,000 | 230,000 |
| Net income | 1,187,000 | 2,816,000 | 4,049,000 | 5,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,362,000 | 57,473,000 | 58,079,000 | 58,690,000 |
| Total capital | 60,132,000 | 61,389,000 | 61,992,000 | 62,613,000 |
| Risk-weighted assets | 297,576,000 | 309,089,000 | 308,664,000 | 309,368,000 |