Call reports 2019
BANK OF TESCOTT, THE — 2019
What BANK OF TESCOTT, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 400,717,000 | 386,002,000 | 387,284,000 | 399,874,000 |
| Total loans | 296,590,000 | 293,878,000 | 296,451,000 | 291,021,000 |
| Allowance for loan losses | 7,293,000 | 7,514,000 | 7,889,000 | 8,077,000 |
| Securities available for sale | 85,368,000 | 84,005,000 | 80,445,000 | 91,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,929,000 | 318,620,000 | 323,492,000 | 335,153,000 |
| Interest-bearing deposits | 309,523,000 | 290,120,000 | 293,465,000 | 304,575,000 |
| Noninterest-bearing deposits | 29,406,000 | 28,500,000 | 30,027,000 | 30,578,000 |
| Equity capital | 52,259,000 | 54,430,000 | 55,515,000 | 57,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,475,000 | 8,936,000 | 13,558,000 | 18,216,000 |
| Interest expense | 1,036,000 | 2,064,000 | 3,146,000 | 4,251,000 |
| Net interest income | 3,439,000 | 6,872,000 | 10,412,000 | 13,965,000 |
| Noninterest income | 314,000 | 651,000 | 991,000 | 1,462,000 |
| Noninterest expense | 1,983,000 | 3,939,000 | 6,047,000 | 8,154,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,375,000 |
| Pretax income | 1,395,000 | 2,800,000 | 4,198,000 | 5,865,000 |
| Income tax | 63,000 | 131,000 | 206,000 | 241,000 |
| Net income | 1,332,000 | 2,669,000 | 3,992,000 | 5,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,543,000 | 53,415,000 | 54,253,000 | 55,725,000 |
| Total capital | 56,348,000 | 57,125,000 | 57,983,000 | 59,439,000 |
| Risk-weighted assets | 300,890,000 | 292,982,000 | 294,266,000 | 292,763,000 |