Call reports 2018
BANK OF TESCOTT, THE — 2018
What BANK OF TESCOTT, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 405,091,000 | 393,756,000 | 390,873,000 | 406,670,000 |
| Total loans | 321,136,000 | 310,255,000 | 307,912,000 | 303,192,000 |
| Allowance for loan losses | 7,424,000 | 7,407,000 | 7,067,000 | 7,182,000 |
| Securities available for sale | 55,931,000 | 73,862,000 | 71,147,000 | 75,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,465,000 | 335,956,000 | 332,509,000 | 346,797,000 |
| Interest-bearing deposits | 318,360,000 | 306,397,000 | 301,615,000 | 315,947,000 |
| Noninterest-bearing deposits | 27,105,000 | 29,559,000 | 30,894,000 | 30,850,000 |
| Equity capital | 47,779,000 | 48,175,000 | 48,511,000 | 50,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,298,000 | 8,669,000 | 13,062,000 | 17,572,000 |
| Interest expense | 866,000 | 1,816,000 | 2,782,000 | 3,807,000 |
| Net interest income | 3,432,000 | 6,853,000 | 10,280,000 | 13,765,000 |
| Noninterest income | 285,000 | 573,000 | 828,000 | 1,195,000 |
| Noninterest expense | 2,097,000 | 4,104,000 | 6,130,000 | 8,014,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 1,245,000 | 2,572,000 | 3,825,000 | 5,418,000 |
| Income tax | 61,000 | 99,000 | 137,000 | 198,000 |
| Net income | 1,184,000 | 2,473,000 | 3,688,000 | 5,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,881,000 | 49,594,000 | 50,409,000 | 51,627,000 |
| Total capital | 52,936,000 | 53,562,000 | 54,310,000 | 55,500,000 |
| Risk-weighted assets | 321,005,000 | 314,038,000 | 308,910,000 | 306,544,000 |