Call reports 2015
BANK OF TESCOTT, THE — 2015
What BANK OF TESCOTT, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 325,013,000 | 330,280,000 | 331,188,000 | 335,396,000 |
| Total loans | 270,176,000 | 280,346,000 | 285,896,000 | 293,605,000 |
| Allowance for loan losses | 6,072,000 | 6,116,000 | 6,226,000 | 6,380,000 |
| Securities available for sale | 49,510,000 | 45,511,000 | 39,747,000 | 38,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,419,000 | 274,601,000 | 275,869,000 | 286,222,000 |
| Interest-bearing deposits | 254,504,000 | 250,053,000 | 253,501,000 | 260,802,000 |
| Noninterest-bearing deposits | 26,915,000 | 24,548,000 | 22,368,000 | 25,420,000 |
| Equity capital | 41,207,000 | 41,654,000 | 42,625,000 | 42,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,823,000 | 7,699,000 | 11,646,000 | 15,587,000 |
| Interest expense | 462,000 | 927,000 | 1,405,000 | 1,887,000 |
| Net interest income | 3,361,000 | 6,772,000 | 10,241,000 | 13,700,000 |
| Noninterest income | 207,000 | 430,000 | 665,000 | 922,000 |
| Noninterest expense | 1,620,000 | 3,285,000 | 5,084,000 | 6,935,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,798,000 | 3,649,000 | 5,573,000 | 7,288,000 |
| Income tax | 67,000 | 146,000 | 219,000 | 229,000 |
| Net income | 1,731,000 | 3,503,000 | 5,354,000 | 7,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,114,000 | 41,037,000 | 42,038,000 | 42,295,000 |
| Total capital | 43,606,000 | 44,667,000 | 45,777,000 | 46,138,000 |
| Risk-weighted assets | 276,787,000 | 287,912,000 | 296,758,000 | 304,939,000 |