Call reports 2014
BANK OF TESCOTT, THE — 2014
What BANK OF TESCOTT, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 325,091,000 | 320,633,000 | 318,809,000 | 324,870,000 |
| Total loans | 257,597,000 | 262,168,000 | 264,792,000 | 272,732,000 |
| Allowance for loan losses | 5,460,000 | 5,859,000 | 6,080,000 | 5,987,000 |
| Securities available for sale | 55,037,000 | 53,897,000 | 49,415,000 | 47,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,884,000 | 275,707,000 | 277,618,000 | 281,599,000 |
| Interest-bearing deposits | 262,869,000 | 253,050,000 | 254,715,000 | 257,475,000 |
| Noninterest-bearing deposits | 23,015,000 | 22,657,000 | 22,903,000 | 24,124,000 |
| Equity capital | 37,599,000 | 38,745,000 | 39,471,000 | 39,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,733,000 | 7,512,000 | 11,341,000 | 15,218,000 |
| Interest expense | 494,000 | 987,000 | 1,477,000 | 1,971,000 |
| Net interest income | 3,239,000 | 6,525,000 | 9,864,000 | 13,247,000 |
| Noninterest income | 194,000 | 383,000 | 607,000 | 826,000 |
| Noninterest expense | 1,513,000 | 3,021,000 | 4,691,000 | 6,407,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 750,000 |
| Pretax income | 1,695,000 | 3,482,000 | 5,166,000 | 6,977,000 |
| Income tax | 79,000 | 168,000 | 228,000 | 271,000 |
| Net income | 1,616,000 | 3,314,000 | 4,938,000 | 6,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,939,000 | 37,787,000 | 38,562,000 | 39,082,000 |
| Total capital | 40,168,000 | 41,017,000 | 41,876,000 | 42,468,000 |
| Risk-weighted assets | 256,151,000 | 258,843,000 | 262,317,000 | 268,275,000 |