Call reports 2013
BANK OF TESCOTT, THE — 2013
What BANK OF TESCOTT, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 313,853,000 | 311,504,000 | 317,183,000 | 319,930,000 |
| Total loans | 233,633,000 | 239,631,000 | 247,989,000 | 257,007,000 |
| Allowance for loan losses | 5,125,000 | 5,228,000 | 5,410,000 | 5,445,000 |
| Securities available for sale | 68,882,000 | 64,954,000 | 57,682,000 | 57,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,156,000 | 265,326,000 | 274,611,000 | 280,851,000 |
| Interest-bearing deposits | 255,333,000 | 245,614,000 | 251,938,000 | 256,989,000 |
| Noninterest-bearing deposits | 20,823,000 | 19,712,000 | 22,673,000 | 23,862,000 |
| Equity capital | 35,568,000 | 34,859,000 | 36,003,000 | 36,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,745,000 | 7,427,000 | 11,135,000 | 14,842,000 |
| Interest expense | 565,000 | 1,108,000 | 1,640,000 | 2,161,000 |
| Net interest income | 3,180,000 | 6,319,000 | 9,495,000 | 12,681,000 |
| Noninterest income | 188,000 | 387,000 | 585,000 | 776,000 |
| Noninterest expense | 1,453,000 | 2,997,000 | 4,571,000 | 6,159,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,690,000 | 3,259,000 | 4,872,000 | 6,436,000 |
| Income tax | 63,000 | 132,000 | 184,000 | 218,000 |
| Net income | 1,627,000 | 3,127,000 | 4,688,000 | 6,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,914,000 | 34,578,000 | 35,390,000 | 35,971,000 |
| Total capital | 36,899,000 | 37,616,000 | 38,483,000 | 39,134,000 |
| Risk-weighted assets | 236,694,000 | 240,822,000 | 245,094,000 | 250,743,000 |