Call reports 2012
BANK OF TESCOTT, THE — 2012
What BANK OF TESCOTT, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 305,129,000 | 303,852,000 | 304,639,000 | 309,782,000 |
| Total loans | 210,139,000 | 215,169,000 | 219,925,000 | 232,256,000 |
| Allowance for loan losses | 4,293,000 | 4,576,000 | 4,709,000 | 4,904,000 |
| Securities available for sale | 79,365,000 | 78,404,000 | 78,027,000 | 69,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,422,000 | 267,272,000 | 266,154,000 | 272,770,000 |
| Interest-bearing deposits | 251,548,000 | 249,990,000 | 248,298,000 | 252,892,000 |
| Noninterest-bearing deposits | 17,874,000 | 17,282,000 | 17,856,000 | 19,878,000 |
| Equity capital | 32,999,000 | 33,823,000 | 34,882,000 | 34,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,794,000 | 7,571,000 | 11,375,000 | 15,199,000 |
| Interest expense | 719,000 | 1,379,000 | 1,997,000 | 2,596,000 |
| Net interest income | 3,075,000 | 6,192,000 | 9,378,000 | 12,603,000 |
| Noninterest income | 206,000 | 415,000 | 627,000 | 807,000 |
| Noninterest expense | 1,431,000 | 2,915,000 | 4,451,000 | 5,936,000 |
| Provision for loan losses | 375,000 | 750,000 | 975,000 | 1,200,000 |
| Pretax income | 1,475,000 | 3,048,000 | 4,685,000 | 6,519,000 |
| Income tax | 31,000 | 89,000 | 163,000 | 231,000 |
| Net income | 1,444,000 | 2,959,000 | 4,522,000 | 6,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,752,000 | 31,618,000 | 32,483,000 | 33,049,000 |
| Total capital | 33,394,000 | 34,340,000 | 35,280,000 | 35,991,000 |
| Risk-weighted assets | 209,725,000 | 215,935,000 | 221,822,000 | 233,433,000 |