Call reports 2011
BANK OF TESCOTT, THE — 2011
What BANK OF TESCOTT, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 282,184,000 | 286,601,000 | 294,702,000 | 295,977,000 |
| Total loans | 197,600,000 | 205,750,000 | 203,678,000 | 210,001,000 |
| Allowance for loan losses | 3,586,000 | 3,920,000 | 3,863,000 | 4,077,000 |
| Securities available for sale | 72,765,000 | 69,792,000 | 72,904,000 | 78,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,264,000 | 251,702,000 | 258,976,000 | 260,525,000 |
| Interest-bearing deposits | 235,137,000 | 236,503,000 | 243,187,000 | 241,963,000 |
| Noninterest-bearing deposits | 14,127,000 | 15,199,000 | 15,789,000 | 18,562,000 |
| Equity capital | 29,005,000 | 30,791,000 | 31,805,000 | 32,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,617,000 | 7,373,000 | 11,156,000 | 15,018,000 |
| Interest expense | 887,000 | 1,743,000 | 2,585,000 | 3,325,000 |
| Net interest income | 2,730,000 | 5,630,000 | 8,571,000 | 11,693,000 |
| Noninterest income | 185,000 | 393,000 | 593,000 | 797,000 |
| Noninterest expense | 1,275,000 | 2,531,000 | 3,972,000 | 5,389,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 1,248,000 | 2,905,000 | 4,230,000 | 5,764,000 |
| Income tax | 14,000 | 98,000 | 149,000 | 223,000 |
| Net income | 1,234,000 | 2,807,000 | 4,081,000 | 5,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,697,000 | 28,772,000 | 29,346,000 | 29,809,000 |
| Total capital | 30,117,000 | 31,275,000 | 31,866,000 | 32,392,000 |
| Risk-weighted assets | 192,485,000 | 198,797,000 | 200,270,000 | 205,133,000 |