Call reports 2010
BANK OF TESCOTT, THE — 2010
What BANK OF TESCOTT, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 256,882,000 | 261,910,000 | 269,264,000 | 276,777,000 |
| Total loans | 181,142,000 | 190,413,000 | 195,892,000 | 197,215,000 |
| Allowance for loan losses | 3,001,000 | 2,590,000 | 2,838,000 | 3,352,000 |
| Securities available for sale | 61,352,000 | 62,068,000 | 65,156,000 | 71,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,755,000 | 226,559,000 | 233,323,000 | 242,734,000 |
| Interest-bearing deposits | 211,118,000 | 214,669,000 | 216,680,000 | 226,484,000 |
| Noninterest-bearing deposits | 11,637,000 | 11,890,000 | 16,643,000 | 16,250,000 |
| Equity capital | 26,645,000 | 27,787,000 | 28,594,000 | 27,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,467,000 | 7,060,000 | 10,832,000 | 14,561,000 |
| Interest expense | 1,148,000 | 2,288,000 | 3,370,000 | 4,339,000 |
| Net interest income | 2,319,000 | 4,772,000 | 7,462,000 | 10,222,000 |
| Noninterest income | 175,000 | 373,000 | 564,000 | 765,000 |
| Noninterest expense | 1,196,000 | 2,355,000 | 3,644,000 | 4,884,000 |
| Provision for loan losses | 225,000 | 475,000 | 925,000 | 1,825,000 |
| Pretax income | 1,136,000 | 2,416,000 | 3,558,000 | 4,379,000 |
| Income tax | 45,000 | 81,000 | 140,000 | 194,000 |
| Net income | 1,091,000 | 2,335,000 | 3,418,000 | 4,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,455,000 | 26,208,000 | 26,695,000 | 26,962,000 |
| Total capital | 27,641,000 | 28,506,000 | 29,057,000 | 29,369,000 |
| Risk-weighted assets | 174,085,000 | 183,513,000 | 188,490,000 | 191,114,000 |