Call reports 2009
BANK OF TESCOTT, THE — 2009
What BANK OF TESCOTT, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 211,248,000 | 218,080,000 | 228,692,000 | 252,228,000 |
| Total loans | 155,725,000 | 159,754,000 | 168,845,000 | 179,995,000 |
| Allowance for loan losses | 2,675,000 | 2,504,000 | 2,609,000 | 2,741,000 |
| Securities available for sale | 42,594,000 | 44,012,000 | 44,597,000 | 56,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,195,000 | 184,820,000 | 194,726,000 | 218,908,000 |
| Interest-bearing deposits | 166,149,000 | 173,188,000 | 183,232,000 | 204,748,000 |
| Noninterest-bearing deposits | 12,046,000 | 11,632,000 | 11,494,000 | 14,160,000 |
| Equity capital | 24,391,000 | 24,696,000 | 25,875,000 | 25,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,130,000 | 6,315,000 | 9,639,000 | 13,090,000 |
| Interest expense | 1,171,000 | 2,322,000 | 3,493,000 | 4,732,000 |
| Net interest income | 1,959,000 | 3,993,000 | 6,146,000 | 8,358,000 |
| Noninterest income | 174,000 | 372,000 | 602,000 | 771,000 |
| Noninterest expense | 1,016,000 | 2,240,000 | 3,458,000 | 4,522,000 |
| Provision for loan losses | 60,000 | 120,000 | 250,000 | 500,000 |
| Pretax income | 1,057,000 | 2,005,000 | 3,040,000 | 4,107,000 |
| Income tax | 65,000 | 97,000 | 144,000 | 194,000 |
| Net income | 992,000 | 1,908,000 | 2,896,000 | 3,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,410,000 | 23,835,000 | 24,230,000 | 24,756,000 |
| Total capital | 25,210,000 | 25,711,000 | 26,222,000 | 26,914,000 |
| Risk-weighted assets | 143,086,000 | 149,436,000 | 158,745,000 | 172,029,000 |