Call reports 2025
FIRST STATE BANK OF GOLVA — 2025
What FIRST STATE BANK OF GOLVA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 112,871,000 | 114,268,000 | 112,367,000 | 116,970,000 |
| Total loans | 42,626,000 | 45,445,000 | 46,401,000 | 46,159,000 |
| Allowance for loan losses | 409,000 | 409,000 | 409,000 | 414,000 |
| Securities available for sale | 46,788,000 | 46,113,000 | 43,334,000 | 43,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,117,000 | 107,503,000 | 104,909,000 | 108,508,000 |
| Interest-bearing deposits | 80,236,000 | 80,281,000 | 78,756,000 | 80,660,000 |
| Noninterest-bearing deposits | 25,881,000 | 27,222,000 | 26,153,000 | 27,848,000 |
| Equity capital | 6,375,000 | 6,305,000 | 7,001,000 | 8,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,352,000 | 2,717,000 | 4,113,000 | 5,479,000 |
| Interest expense | 227,000 | 476,000 | 729,000 | 956,000 |
| Net interest income | 1,125,000 | 2,241,000 | 3,384,000 | 4,523,000 |
| Noninterest income | 17,000 | 46,000 | 77,000 | 131,000 |
| Noninterest expense | 445,000 | 915,000 | 1,381,000 | 1,809,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 697,000 | 1,372,000 | 2,080,000 | 2,840,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 697,000 | 1,372,000 | 2,080,000 | 2,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,010,000 | 10,484,000 | 10,593,000 | 11,353,000 |
| Total capital | 11,655,000 | 11,129,000 | 11,238,000 | 12,003,000 |
| Risk-weighted assets | 58,789,000 | 60,116,000 | 64,590,000 | 65,870,000 |