Call reports 2023
FIRST STATE BANK OF GOLVA — 2023
What FIRST STATE BANK OF GOLVA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 108,929,000 | 105,470,000 | 103,920,000 | 108,457,000 |
| Total loans | 38,363,000 | 42,919,000 | 44,000,000 | 42,270,000 |
| Allowance for loan losses | 348,000 | 348,000 | 410,000 | 410,000 |
| Securities available for sale | 58,014,000 | 52,471,000 | 50,413,000 | 45,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,287,000 | 101,104,000 | 100,712,000 | 102,575,000 |
| Interest-bearing deposits | 75,651,000 | 74,500,000 | 73,710,000 | 75,044,000 |
| Noninterest-bearing deposits | 28,636,000 | 26,604,000 | 27,002,000 | 27,531,000 |
| Equity capital | 4,359,000 | 4,042,000 | 2,813,000 | 5,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,482,000 | 3,817,000 | 5,134,000 |
| Interest expense | 108,000 | 256,000 | 414,000 | 585,000 |
| Net interest income | 1,132,000 | 2,226,000 | 3,403,000 | 4,549,000 |
| Noninterest income | 17,000 | 41,000 | 66,000 | 94,000 |
| Noninterest expense | 406,000 | 823,000 | 1,294,000 | 1,744,000 |
| Provision for loan losses | 0 | 0 | 62,000 | 62,000 |
| Pretax income | 666,000 | 1,310,000 | 1,979,000 | 2,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 666,000 | 1,310,000 | 1,979,000 | 2,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,362,000 | 9,407,000 | 9,775,000 | 10,249,000 |
| Total capital | 9,946,000 | 9,991,000 | 10,421,000 | 10,895,000 |
| Risk-weighted assets | 54,262,000 | 56,519,000 | 57,396,000 | 56,395,000 |