Call reports 2022
FIRST STATE BANK OF GOLVA — 2022
What FIRST STATE BANK OF GOLVA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 105,782,000 | 106,457,000 | 104,686,000 | 107,808,000 |
| Total loans | 37,085,000 | 36,975,000 | 37,500,000 | 37,631,000 |
| Allowance for loan losses | 584,000 | 584,000 | 584,000 | 584,000 |
| Securities available for sale | 58,250,000 | 54,872,000 | 56,932,000 | 58,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,242,000 | 103,223,000 | 103,292,000 | 104,613,000 |
| Interest-bearing deposits | 71,748,000 | 74,367,000 | 72,125,000 | 73,669,000 |
| Noninterest-bearing deposits | 28,494,000 | 28,856,000 | 31,167,000 | 30,944,000 |
| Equity capital | 5,492,000 | 3,158,000 | 1,286,000 | 3,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,447,000 | 2,372,000 | 3,466,000 |
| Interest expense | 17,000 | 33,000 | 50,000 | 94,000 |
| Net interest income | 674,000 | 1,414,000 | 2,322,000 | 3,372,000 |
| Noninterest income | 23,000 | 45,000 | 73,000 | 103,000 |
| Noninterest expense | 350,000 | 756,000 | 1,140,000 | 1,639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 348,000 | 705,000 | 1,257,000 | 1,570,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 348,000 | 705,000 | 1,257,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,675,000 | 8,432,000 | 8,683,000 | 8,996,000 |
| Total capital | 9,259,000 | 9,016,000 | 9,267,000 | 9,580,000 |
| Risk-weighted assets | 58,738,000 | 54,807,000 | 63,199,000 | 56,064,000 |