Call reports 2020
FIRST STATE BANK OF GOLVA — 2020
What FIRST STATE BANK OF GOLVA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 81,425,000 | 87,271,000 | 89,173,000 | 92,392,000 |
| Total loans | 36,721,000 | 40,820,000 | 40,480,000 | 39,469,000 |
| Allowance for loan losses | 588,000 | 588,000 | 588,000 | 588,000 |
| Securities available for sale | 34,267,000 | 35,092,000 | 39,871,000 | 45,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,926,000 | 78,280,000 | 80,200,000 | 83,070,000 |
| Interest-bearing deposits | 54,455,000 | 57,657,000 | 58,423,000 | 61,115,000 |
| Noninterest-bearing deposits | 18,471,000 | 20,623,000 | 21,777,000 | 21,955,000 |
| Equity capital | 8,412,000 | 8,888,000 | 8,880,000 | 9,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,448,000 | 2,125,000 | 2,800,000 |
| Interest expense | 61,000 | 98,000 | 133,000 | 163,000 |
| Net interest income | 689,000 | 1,350,000 | 1,992,000 | 2,637,000 |
| Noninterest income | 29,000 | 49,000 | 74,000 | 107,000 |
| Noninterest expense | 364,000 | 735,000 | 1,081,000 | 1,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 353,000 | 663,000 | 986,000 | 1,274,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 353,000 | 663,000 | 986,000 | 1,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,980,000 | 7,990,000 | 7,913,000 | 8,201,000 |
| Total capital | 9,000,000 | 8,578,000 | 8,501,000 | 8,789,000 |
| Risk-weighted assets | 48,583,000 | 52,517,000 | 52,608,000 | 52,536,000 |