Call reports 2019
FIRST STATE BANK OF GOLVA — 2019
What FIRST STATE BANK OF GOLVA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 78,643,000 | 78,069,000 | 77,533,000 | 78,133,000 |
| Total loans | 35,401,000 | 37,866,000 | 40,115,000 | 38,438,000 |
| Allowance for loan losses | 588,000 | 588,000 | 588,000 | 588,000 |
| Securities available for sale | 35,902,000 | 34,341,000 | 30,741,000 | 30,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,322,000 | 69,770,000 | 68,990,000 | 69,464,000 |
| Interest-bearing deposits | 54,179,000 | 54,069,000 | 51,453,000 | 51,582,000 |
| Noninterest-bearing deposits | 16,143,000 | 15,701,000 | 17,537,000 | 17,882,000 |
| Equity capital | 8,249,000 | 8,158,000 | 8,334,000 | 8,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,700,000 | 2,557,000 | 3,364,000 |
| Interest expense | 51,000 | 114,000 | 179,000 | 246,000 |
| Net interest income | 793,000 | 1,586,000 | 2,378,000 | 3,118,000 |
| Noninterest income | 31,000 | 60,000 | 99,000 | 141,000 |
| Noninterest expense | 371,000 | 774,000 | 1,178,000 | 1,611,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 453,000 | 863,000 | 1,386,000 | 1,735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 453,000 | 863,000 | 1,386,000 | 1,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,946,000 | 7,556,000 | 7,679,000 | 8,028,000 |
| Total capital | 8,534,000 | 8,144,000 | 8,267,000 | 8,616,000 |
| Risk-weighted assets | 52,966,000 | 51,046,000 | 53,725,000 | 55,975,000 |