Call reports 2018
FIRST STATE BANK OF GOLVA — 2018
What FIRST STATE BANK OF GOLVA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,042,000 | 79,372,000 | 77,184,000 | 78,531,000 |
| Total loans | 36,604,000 | 40,041,000 | 41,139,000 | 37,198,000 |
| Allowance for loan losses | 433,000 | 433,000 | 433,000 | 587,000 |
| Securities available for sale | 36,315,000 | 33,982,000 | 33,389,000 | 34,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,241,000 | 71,942,000 | 69,557,000 | 70,741,000 |
| Interest-bearing deposits | 53,932,000 | 54,791,000 | 52,398,000 | 53,914,000 |
| Noninterest-bearing deposits | 16,309,000 | 17,151,000 | 17,159,000 | 16,827,000 |
| Equity capital | 7,733,000 | 7,315,000 | 7,171,000 | 7,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,542,000 | 2,406,000 | 3,274,000 |
| Interest expense | 29,000 | 58,000 | 90,000 | 127,000 |
| Net interest income | 702,000 | 1,484,000 | 2,316,000 | 3,147,000 |
| Noninterest income | 31,000 | 63,000 | 104,000 | 147,000 |
| Noninterest expense | 368,000 | 732,000 | 1,111,000 | 1,532,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 156,000 |
| Pretax income | 373,000 | 818,000 | 1,318,000 | 1,618,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 373,000 | 818,000 | 1,318,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,848,000 | 7,493,000 | 7,593,000 | 7,893,000 |
| Total capital | 8,281,000 | 7,926,000 | 8,026,000 | 8,480,000 |
| Risk-weighted assets | 52,828,000 | 54,520,000 | 51,825,000 | 53,600,000 |