Call reports 2017
FIRST STATE BANK OF GOLVA — 2017
What FIRST STATE BANK OF GOLVA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 79,179,000 | 77,984,000 | 77,043,000 | 79,143,000 |
| Total loans | 36,458,000 | 37,640,000 | 40,040,000 | 37,055,000 |
| Allowance for loan losses | 416,000 | 416,000 | 416,000 | 433,000 |
| Securities available for sale | 33,610,000 | 33,210,000 | 32,306,000 | 34,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,480,000 | 69,980,000 | 68,899,000 | 70,913,000 |
| Interest-bearing deposits | 53,593,000 | 53,450,000 | 52,985,000 | 53,015,000 |
| Noninterest-bearing deposits | 17,887,000 | 16,530,000 | 15,914,000 | 17,898,000 |
| Equity capital | 7,647,000 | 7,911,000 | 8,012,000 | 8,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,416,000 | 2,188,000 | 2,961,000 |
| Interest expense | 21,000 | 44,000 | 70,000 | 99,000 |
| Net interest income | 664,000 | 1,372,000 | 2,118,000 | 2,862,000 |
| Noninterest income | 33,000 | 68,000 | 108,000 | 157,000 |
| Noninterest expense | 352,000 | 744,000 | 1,113,000 | 1,544,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 308,000 | 653,000 | 1,078,000 | 1,423,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 653,000 | 1,078,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,460,000 | 7,405,000 | 7,530,000 | 7,875,000 |
| Total capital | 7,876,000 | 7,821,000 | 7,946,000 | 8,308,000 |
| Risk-weighted assets | 53,482,000 | 51,369,000 | 55,940,000 | 47,510,000 |