Call reports 2016
FIRST STATE BANK OF GOLVA — 2016
What FIRST STATE BANK OF GOLVA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 78,810,000 | 76,793,000 | 77,298,000 | 74,609,000 |
| Total loans | 36,394,000 | 38,725,000 | 39,852,000 | 38,748,000 |
| Allowance for loan losses | 411,000 | 411,000 | 411,000 | 416,000 |
| Securities available for sale | 36,175,000 | 35,351,000 | 33,683,000 | 33,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,438,000 | 68,058,000 | 68,794,000 | 66,612,000 |
| Interest-bearing deposits | 53,578,000 | 51,725,000 | 53,150,000 | 50,806,000 |
| Noninterest-bearing deposits | 16,860,000 | 16,333,000 | 15,644,000 | 15,805,000 |
| Equity capital | 8,315,000 | 8,648,000 | 8,379,000 | 7,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,351,000 | 2,044,000 | 2,718,000 |
| Interest expense | 19,000 | 34,000 | 49,000 | 64,000 |
| Net interest income | 653,000 | 1,317,000 | 1,995,000 | 2,654,000 |
| Noninterest income | 40,000 | 106,000 | 153,000 | 204,000 |
| Noninterest expense | 361,000 | 710,000 | 1,079,000 | 1,468,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 388,000 | 769,000 | 1,085,000 | 1,401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 769,000 | 1,085,000 | 1,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,738,000 | 7,719,000 | 7,636,000 | 7,952,000 |
| Total capital | 8,149,000 | 8,130,000 | 8,047,000 | 8,368,000 |
| Risk-weighted assets | 63,466,000 | 48,736,000 | 49,913,000 | 48,456,000 |