Call reports 2015
FIRST STATE BANK OF GOLVA — 2015
What FIRST STATE BANK OF GOLVA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 88,159,000 | 82,639,000 | 79,421,000 | 78,375,000 |
| Total loans | 39,449,000 | 40,571,000 | 40,126,000 | 38,849,000 |
| Allowance for loan losses | 417,000 | 414,000 | 412,000 | 411,000 |
| Securities available for sale | 41,240,000 | 39,336,000 | 36,305,000 | 36,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,893,000 | 72,817,000 | 68,200,000 | 69,713,000 |
| Interest-bearing deposits | 61,095,000 | 56,248,000 | 52,256,000 | 52,361,000 |
| Noninterest-bearing deposits | 18,798,000 | 16,569,000 | 15,944,000 | 17,352,000 |
| Equity capital | 8,196,000 | 7,718,000 | 8,179,000 | 8,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,318,000 | 2,039,000 | 2,740,000 |
| Interest expense | 33,000 | 66,000 | 99,000 | 125,000 |
| Net interest income | 603,000 | 1,252,000 | 1,940,000 | 2,615,000 |
| Noninterest income | 27,000 | 68,000 | 117,000 | 165,000 |
| Noninterest expense | 349,000 | 705,000 | 1,037,000 | 1,417,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 2,000 |
| Pretax income | 281,000 | 576,000 | 991,000 | 1,333,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 281,000 | 576,000 | 991,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,599,000 | 7,493,000 | 7,708,000 | 8,050,000 |
| Total capital | 8,016,000 | 7,907,000 | 8,120,000 | 8,461,000 |
| Risk-weighted assets | 49,199,000 | 55,440,000 | 50,601,000 | 49,779,000 |