Call reports 2017
MOUNTAIN VALLEY COMMUNITY BANK — 2017
What MOUNTAIN VALLEY COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 187,543,000 | 196,679,000 |
| Total loans | 109,618,000 | 112,262,000 |
| Allowance for loan losses | 1,711,000 | 1,714,000 |
| Securities available for sale | 41,367,000 | 40,768,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 165,762,000 | 171,092,000 |
| Interest-bearing deposits | 115,729,000 | 117,829,000 |
| Noninterest-bearing deposits | 50,032,000 | 53,262,000 |
| Equity capital | 17,928,000 | 18,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 1,695,000 | 3,451,000 |
| Interest expense | 137,000 | 282,000 |
| Net interest income | 1,558,000 | 3,169,000 |
| Noninterest income | 202,000 | 398,000 |
| Noninterest expense | 1,295,000 | 2,632,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 465,000 | 935,000 |
| Income tax | 148,000 | 296,000 |
| Net income | 317,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 18,507,000 | 18,829,000 |
| Total capital | 20,084,000 | 20,454,000 |
| Risk-weighted assets | 126,005,000 | 129,944,000 |