Call reports 2024
FIRST NATIONAL BANK OF LINDSAY, THE — 2024
What FIRST NATIONAL BANK OF LINDSAY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 107,974,000 | 107,850,000 | 114,298,000 |
| Total loans | 78,092,000 | 77,235,000 | 66,031,000 |
| Allowance for loan losses | 2,753,000 | 2,768,000 | -7,427,000 |
| Securities available for sale | 6,999,000 | 7,297,000 | 8,199,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 96,645,000 | 97,515,000 | 101,142,000 |
| Interest-bearing deposits | 72,730,000 | 72,663,000 | 78,113,000 |
| Noninterest-bearing deposits | 23,915,000 | 24,852,000 | 23,029,000 |
| Equity capital | 10,941,000 | 9,980,000 | 12,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 1,308,000 | 2,618,000 | 3,473,000 |
| Interest expense | 546,000 | 1,140,000 | 1,852,000 |
| Net interest income | 762,000 | 1,478,000 | 1,621,000 |
| Noninterest income | 109,000 | 161,000 | 248,000 |
| Noninterest expense | 384,000 | 885,000 | 2,366,000 |
| Provision for loan losses | 45,000 | 60,000 | 60,000 |
| Pretax income | 442,000 | 694,000 | -557,000 |
| Income tax | 15,000 | 15,000 | 15,000 |
| Net income | 427,000 | 679,000 | -572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 11,342,000 | 10,332,000 | 11,170,000 |