Call reports 2023
FIRST NATIONAL BANK OF LINDSAY, THE — 2023
What FIRST NATIONAL BANK OF LINDSAY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 95,187,000 | 96,956,000 | 97,555,000 | 100,742,000 |
| Total loans | 72,807,000 | 74,728,000 | 74,096,000 | 77,157,000 |
| Allowance for loan losses | 2,578,000 | 2,594,000 | 2,573,000 | 2,704,000 |
| Securities available for sale | 7,624,000 | 7,162,000 | 6,972,000 | 7,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,890,000 | 85,496,000 | 85,832,000 | 89,878,000 |
| Interest-bearing deposits | 57,848,000 | 60,513,000 | 60,686,000 | 66,172,000 |
| Noninterest-bearing deposits | 26,042,000 | 24,983,000 | 25,146,000 | 23,706,000 |
| Equity capital | 10,808,000 | 11,205,000 | 11,425,000 | 10,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,167,000 | 3,303,000 | 4,500,000 |
| Interest expense | 269,000 | 630,000 | 1,024,000 | 1,515,000 |
| Net interest income | 803,000 | 1,537,000 | 2,279,000 | 2,985,000 |
| Noninterest income | 109,000 | 277,000 | 385,000 | 521,000 |
| Noninterest expense | 460,000 | 877,000 | 1,345,000 | 2,069,000 |
| Provision for loan losses | 45,000 | 60,000 | 105,000 | 235,000 |
| Pretax income | 407,000 | 877,000 | 1,214,000 | 1,202,000 |
| Income tax | 15,000 | 15,000 | 15,000 | 30,000 |
| Net income | 392,000 | 862,000 | 1,199,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,136,000 | 11,606,000 | 11,943,000 | 10,915,000 |