Call reports 2022
FIRST NATIONAL BANK OF LINDSAY, THE — 2022
What FIRST NATIONAL BANK OF LINDSAY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 83,885,000 | 83,494,000 | 88,489,000 | 92,977,000 |
| Total loans | 61,668,000 | 61,478,000 | 67,607,000 | 69,565,000 |
| Allowance for loan losses | 2,140,000 | 2,185,000 | 2,230,000 | 2,534,000 |
| Securities available for sale | 7,727,000 | 7,983,000 | 7,660,000 | 7,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,621,000 | 73,156,000 | 77,692,000 | 82,347,000 |
| Interest-bearing deposits | 50,603,000 | 48,824,000 | 52,047,000 | 57,491,000 |
| Noninterest-bearing deposits | 23,018,000 | 24,332,000 | 25,645,000 | 24,856,000 |
| Equity capital | 9,989,000 | 10,224,000 | 10,596,000 | 10,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 885,000 | 1,782,000 | 2,788,000 | 3,753,000 |
| Interest expense | 52,000 | 130,000 | 225,000 | 366,000 |
| Net interest income | 833,000 | 1,652,000 | 2,563,000 | 3,387,000 |
| Noninterest income | 91,000 | 172,000 | 281,000 | 372,000 |
| Noninterest expense | 374,000 | 754,000 | 1,202,000 | 1,894,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 439,000 |
| Pretax income | 505,000 | 980,000 | 1,507,000 | 1,426,000 |
| Income tax | 38,000 | 87,000 | 136,000 | 326,000 |
| Net income | 467,000 | 893,000 | 1,371,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,157,000 | 10,547,000 | 11,138,000 | 11,010,000 |
| Total capital | 10,942,000 | — | — | — |
| Risk-weighted assets | 61,478,000 | — | — | — |