Call reports 2018
FIRST NATIONAL BANK OF LINDSAY, THE — 2018
What FIRST NATIONAL BANK OF LINDSAY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 54,902,000 | 56,353,000 | 59,537,000 | 59,594,000 |
| Total loans | 33,126,000 | 34,833,000 | 35,152,000 | 38,537,000 |
| Allowance for loan losses | 658,000 | 677,000 | 691,000 | 944,000 |
| Securities available for sale | 11,706,000 | 11,888,000 | 12,273,000 | 12,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,560,000 | 49,607,000 | 52,479,000 | 52,486,000 |
| Interest-bearing deposits | 32,944,000 | 34,139,000 | 35,409,000 | 36,360,000 |
| Noninterest-bearing deposits | 15,615,000 | 15,468,000 | 17,070,000 | 16,126,000 |
| Equity capital | 6,300,000 | 6,728,000 | 7,001,000 | 6,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,198,000 | 1,828,000 | 2,495,000 |
| Interest expense | 29,000 | 56,000 | 98,000 | 135,000 |
| Net interest income | 564,000 | 1,142,000 | 1,730,000 | 2,360,000 |
| Noninterest income | 105,000 | 190,000 | 277,000 | 410,000 |
| Noninterest expense | 375,000 | 706,000 | 1,033,000 | 1,515,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 310,000 |
| Pretax income | 273,000 | 604,000 | 942,000 | 952,000 |
| Income tax | 45,000 | 90,000 | 120,000 | 247,000 |
| Net income | 228,000 | 514,000 | 822,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,411,000 | 6,851,000 | 7,159,000 | 7,042,000 |
| Total capital | 6,894,000 | 7,349,000 | 7,678,000 | 7,585,000 |
| Risk-weighted assets | 38,372,000 | 39,707,000 | 41,246,000 | 42,894,000 |