Call reports 2017
FIRST NATIONAL BANK OF LINDSAY, THE — 2017
What FIRST NATIONAL BANK OF LINDSAY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 51,163,000 | 51,311,000 | 52,908,000 | 54,489,000 |
| Total loans | 29,863,000 | 30,625,000 | 31,346,000 | 31,319,000 |
| Allowance for loan losses | 470,000 | 575,000 | 583,000 | 635,000 |
| Securities available for sale | 11,698,000 | 10,615,000 | 10,743,000 | 12,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,420,000 | 45,304,000 | 46,675,000 | 48,327,000 |
| Interest-bearing deposits | 31,010,000 | 31,050,000 | 32,010,000 | 33,030,000 |
| Noninterest-bearing deposits | 14,410,000 | 14,254,000 | 14,665,000 | 15,297,000 |
| Equity capital | 5,734,000 | 5,993,000 | 6,218,000 | 6,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 1,007,000 | 1,527,000 | 2,073,000 |
| Interest expense | 21,000 | 42,000 | 64,000 | 88,000 |
| Net interest income | 475,000 | 965,000 | 1,463,000 | 1,985,000 |
| Noninterest income | 110,000 | 205,000 | 315,000 | 406,000 |
| Noninterest expense | 311,000 | 628,000 | 955,000 | 1,459,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 190,000 |
| Pretax income | 254,000 | 504,000 | 776,000 | 737,000 |
| Income tax | 0 | 35,000 | 103,000 | 148,000 |
| Net income | 254,000 | 469,000 | 673,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,849,000 | 6,064,000 | 6,267,000 | 6,183,000 |
| Total capital | 6,292,000 | 6,509,000 | 6,720,000 | 6,646,000 |
| Risk-weighted assets | 35,324,000 | 35,340,000 | 35,970,000 | 36,737,000 |