Call report 2026Q2 · Schedule RI

ROYAL BUSINESS BANK — Schedule RI — Income Statement, 2026Q2

Name: ROYAL BUSINESS BANK — Schedule RI — Income Statement, 2026Q2
Creator: ROYAL BUSINESS BANK
License: https://www.usa.gov/government-works

Year-to-date income and expense: interest income and expense by source, provision for credit losses, noninterest income and expense, realized securities gains, taxes and net income. Figures accumulate from January 1.

PERIOD: 2026Q2SOURCE: FFIEC Call Report, RI69 items, each source-linked

Cite: FACTANKER, https://factanker.com/entity/2568ccb2-08bb-4e08-93f4-41b77d0c237f/2026Q2/ri

What stands out

ROYAL BUSINESS BANK filed 69 items on Schedule RI for 2026Q2. The largest amount is $114.0M for “Total Interest Income”, 2.7 % of total assets. Next come “Interest And Fees On Loans” at $100.6M and “Net Interest Income” at $64.6M. 22 of the 69 items are reported as zero — the line exists on the form, the bank has no such position. Dollar amounts are as filed, in thousands of USD; counts, dates and ratios keep their own units. Every value links to its fact record with the filing it came from.

Schedule RI — Income Statement

Item	MDRM	Value as filed	Source
Interest Expense On Saving Deposits	RIAD0093	15,667	evidence →
Relzd Gains(loss) On Avl-fr-sle Secs	RIAD3196	0	evidence →
Relzd Gains(loss) On Hld-to-mat Secs	RIAD3521	0	evidence →
Interest And Fees On Loans	RIAD4010	100,600	evidence →
Int & Fees On C & I Loans	RIAD4012	2,861	evidence →
Income&fees-fed Funds Sold & Sec Pur	RIAD4020	0	evidence →
Int&fee On Lns To Finance Agric Prod	RIAD4024	0	evidence →
Int & Fee On Oth Lns In Domestic Off	RIAD4058	266	evidence →
Int&div Inc On: All Other Securities	RIAD4060	1,401	evidence →
Income From Direct Lease Financing	RIAD4065	0	evidence →
Total Interest Expense	RIAD4073	49,346	evidence →
Net Interest Income	RIAD4074	64,615	evidence →
Total Noninterest Income	RIAD4079	7,485	evidence →
Service Charges On Dep Accts-dom Off	RIAD4080	986	evidence →
Other Noninterest Expense	RIAD4092	10,154	evidence →
Total Noninterest Expense	RIAD4093	37,680	evidence →
Total Interest Income	RIAD4107	113,961	evidence →
Interest On Bal With Deposit Inst	RIAD4115	3,591	evidence →
Salaries And Employee Benefits	RIAD4135	22,306	evidence →
Nbr Of Ft Equivalent Employees	RIAD4150	381	evidence →
Expense Of Fed Funds Pur & Sec Sold	RIAD4180	0	evidence →
Int On Trdng Liabs & Ot Borrwed Mone	RIAD4185	2,184	evidence →
Interest On Subord Notes & Debent	RIAD4200	0	evidence →
Exp Of Bk Prem, Furniture, Etc	RIAD4217	4,959	evidence →
Net Income Before Extraordinary Item	RIAD4300	24,926	evidence →
Income (loss) Before Applicable Inco	RIAD4301	34,620	evidence →
Applicable Income Taxes	RIAD4302	9,694	evidence →
Estimated Other Tax-exempt Income	RIAD4313	0	evidence →
Net Income	RIAD4340	24,926	evidence →
Int&fee Inc On Lns Secd By 1-4 Fmly	RIAD4435	49,697	evidence →
Int&fee Inc On All Oth Lns Sec By RE	RIAD4436	47,604	evidence →
Tax-exempt Secs Issued By St&pol Sub	RIAD4507	180	evidence →
Int On Trans Accts(now,ats&telephon)	RIAD4508	876	evidence →
Int Expense Incurred	RIAD4513	157	evidence →
Other Interest Income	RIAD4518	1,542	evidence →
Net Gains(losses)on Other RE Owned	RIAD5415	669	evidence →
Net Gains(losses)on Sales Of Loans	RIAD5416	1,288	evidence →
Fee Incm Frm Sle&servcg Of Mutl Fnds	RIAD8431	0	evidence →
Acquisition Date	RIAD9106	0	evidence →
Trading Revenue	RIADA220	0	evidence →
Cr Losses On Off-balc Sheet Derivtvs	RIADA251	0	evidence →
Interest Income: Credit Cards	RIADB485	0	evidence →
Interest Income: Other Individual	RIADB486	172	evidence →
Int&div Income: U.s.trea Sec,etc	RIADB488	273	evidence →
Int&div Income: Mortgage-back Secur	RIADB489	6,554	evidence →
Nonint Inc: Venture Capital Revenue	RIADB491	0	evidence →
Nonint Inc: Net Servicing Fees	RIADB492	1,037	evidence →
Nonint Inc: Net Securitization Incom	RIADB493	0	evidence →
Net Gains(loss): Sales Of Othr Asset	RIADB496	-11	evidence →
Other Noninterest Income	RIADB497	3,269	evidence →
Goodwill Impairment Losses	RIADC216	0	evidence →
Amortization Expnse&impairmnt Losses	RIADC232	261	evidence →
Insurance&reinsurance Undrwrtng Inc	RIADC386	0	evidence →
Income From Oth Ins&reinsur Actvtes	RIADC387	8	evidence →
Fees & Commissions Frm Securs Broke	RIADC886	0	evidence →
Fees & Commissions From Annuity Sale	RIADC887	198	evidence →
Inv Bkg, Advis & Undr Fees & Cmsns	RIADC888	41	evidence →
Discontinued Operations Net Of Tax	RIADFT28	0	evidence →
Less Net Inc Loss Attrtbl To Nonctrl	RIADG103	0	evidence →
Net Inc Loss Attrtbl To Bank Bhc	RIADG104	24,926	evidence →
Sev Char Dep Dom Off Over Ind	RIADH032	12	evidence →
Sev Char Dep Dom Off Main Ind	RIADH033	46	evidence →
Sev Char Dep Dom Off Atm Ind	RIADH034	0	evidence →
Sev Char Dep Dom Off All Ind	RIADH035	928	evidence →
Interest Expense, Interest On Deposi	RIADHK03	15,635	evidence →
Interest Expense, Interest On Deposi	RIADHK04	14,984	evidence →
Income (loss) before unrealized hold	RIADHT69	34,620	evidence →
Unrealized holding gains (losses) on	RIADHT70	0	evidence →
Provisions For Credit Losses On Fina	RIADJJ33	-200	evidence →

Other schedules of this call report

22 further schedules filed by ROYAL BUSINESS BANK for 2026Q2.

Schedule RC — Balance Sheet 39 items
Schedule RC-A — Cash and Balances Due from Depository Institutions 6 items
Schedule RC-B — Securities 94 items
Schedule RC-C Part I — Loans and Leases 79 items
Schedule RC-C Part II — Loans to Small Businesses and Small Farms 12 items
Schedule RC-E — Deposit Liabilities 49 items
Schedule RC-F — Other Assets 9 items
Schedule RC-G — Other Liabilities 6 items
Schedule RC-K — Quarterly Averages 20 items
Schedule RC-L — Derivatives and Off-Balance-Sheet Items 115 items
Schedule RC-M — Memoranda 32 items
Schedule RC-N — Past Due and Nonaccrual Loans, Leases, and Other Assets 140 items
Schedule RC-O — Other Data for Deposit Insurance Assessments 25 items
Schedule RC-P — 1-4 Family Residential Mortgage Banking Activities 7 items
Schedule RC-R Part I — Regulatory Capital Components and Ratios 44 items
Schedule RC-R Part II — Risk-Weighted Assets 371 items
Schedule RC-S — Servicing, Securitization, and Asset Sale Activities 22 items
Schedule RI-A — Changes in Bank Equity Capital 11 items
Schedule RI-B Part I — Charge-offs and Recoveries on Loans and Leases 42 items
Schedule RI-B Part II — Changes in Allowances for Credit Losses 24 items
Schedule RI-C — Disaggregated Data on the Allowance for Loan and Lease Losses 20 items
Schedule RI-E — Explanations 20 items

Call report 2026Q2, headline measures →ROYAL BUSINESS BANK →

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