Call reports 2026
ROYAL BUSINESS BANK — 2026
What ROYAL BUSINESS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 4,186,507,000 | 4,267,264,000 |
| Total loans | 3,325,232,000 | 3,309,459,000 |
| Allowance for loan losses | 43,666,000 | 43,660,000 |
| Securities available for sale | 415,789,000 | 407,160,000 |
| Securities held to maturity | 4,182,000 | 4,181,000 |
| Trading assets | 0 | 0 |
| Total deposits | 3,385,924,000 | 3,477,950,000 |
| Interest-bearing deposits | 2,813,002,000 | 2,799,085,000 |
| Noninterest-bearing deposits | 572,922,000 | 678,865,000 |
| Equity capital | 615,419,000 | 578,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 56,801,000 | 113,961,000 |
| Interest expense | 24,701,000 | 49,346,000 |
| Net interest income | 32,100,000 | 64,615,000 |
| Noninterest income | 4,315,000 | 7,485,000 |
| Noninterest expense | 19,036,000 | 37,680,000 |
| Provision for loan losses | -200,000 | -123,000 |
| Pretax income | 17,579,000 | 34,620,000 |
| Income tax | 4,978,000 | 9,694,000 |
| Net income | 12,601,000 | 24,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 557,291,000 | 520,358,000 |
| Total capital | 590,451,000 | 553,546,000 |
| Risk-weighted assets | 2,641,834,000 | 2,644,184,000 |