Call report 2025Q4
ROYAL BUSINESS BANK — 2025Q4
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,201,116,000 | USD | evidence → |
| Total loans | 3,316,368,000 | USD | evidence → |
| Allowance for loan losses | 43,888,000 | USD | evidence → |
| Securities available for sale | 407,204,000 | USD | evidence → |
| Securities held to maturity | 4,184,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,399,896,000 | USD | evidence → |
| Interest-bearing deposits | 2,823,860,000 | USD | evidence → |
| Noninterest-bearing deposits | 576,036,000 | USD | evidence → |
| Equity capital | 603,502,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 221,114,000 | USD | evidence → |
| Interest expense | 102,321,000 | USD | evidence → |
| Net interest income | 118,793,000 | USD | evidence → |
| Noninterest income | 17,046,000 | USD | evidence → |
| Noninterest expense | 75,717,000 | USD | evidence → |
| Provision for loan losses | 10,603,000 | USD | evidence → |
| Pretax income | 49,764,000 | USD | evidence → |
| Income tax | 12,543,000 | USD | evidence → |
| Net income | 37,221,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 544,295,000 | USD | evidence → |
| Total capital | 577,511,000 | USD | evidence → |
| Risk-weighted assets | 2,646,120,000 | USD | evidence → |