Call report 2023Q4
ROYAL BUSINESS BANK — 2023Q4
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,019,691,000 | USD | evidence → |
| Total loans | 3,033,771,000 | USD | evidence → |
| Allowance for loan losses | 41,903,000 | USD | evidence → |
| Securities available for sale | 318,961,000 | USD | evidence → |
| Securities held to maturity | 5,209,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,225,129,000 | USD | evidence → |
| Interest-bearing deposits | 2,635,139,000 | USD | evidence → |
| Noninterest-bearing deposits | 589,990,000 | USD | evidence → |
| Equity capital | 589,927,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 220,899,000 | USD | evidence → |
| Interest expense | 91,916,000 | USD | evidence → |
| Net interest income | 128,983,000 | USD | evidence → |
| Noninterest income | 15,890,000 | USD | evidence → |
| Noninterest expense | 69,656,000 | USD | evidence → |
| Provision for loan losses | 3,879,000 | USD | evidence → |
| Pretax income | 71,854,000 | USD | evidence → |
| Income tax | 21,331,000 | USD | evidence → |
| Net income | 50,523,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 535,952,000 | USD | evidence → |
| Total capital | 565,997,000 | USD | evidence → |
| Risk-weighted assets | 2,391,064,000 | USD | evidence → |