Call report 2022Q4
ROYAL BUSINESS BANK — 2022Q4
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,915,530,000 | USD | evidence → |
| Total loans | 3,335,555,000 | USD | evidence → |
| Allowance for loan losses | 41,077,000 | USD | evidence → |
| Securities available for sale | 256,830,000 | USD | evidence → |
| Securities held to maturity | 5,728,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,023,391,000 | USD | evidence → |
| Interest-bearing deposits | 2,178,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 844,448,000 | USD | evidence → |
| Equity capital | 621,508,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 180,817,000 | USD | evidence → |
| Interest expense | 21,772,000 | USD | evidence → |
| Net interest income | 159,045,000 | USD | evidence → |
| Noninterest income | 11,945,000 | USD | evidence → |
| Noninterest expense | 63,142,000 | USD | evidence → |
| Provision for loan losses | 6,027,000 | USD | evidence → |
| Pretax income | 102,912,000 | USD | evidence → |
| Income tax | 30,572,000 | USD | evidence → |
| Net income | 72,340,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 569,071,000 | USD | evidence → |
| Total capital | 602,894,000 | USD | evidence → |
| Risk-weighted assets | 2,697,415,000 | USD | evidence → |