Call report 2021Q4
ROYAL BUSINESS BANK — 2021Q4
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,222,510,000 | USD | evidence → |
| Total loans | 3,129,375,000 | USD | evidence → |
| Allowance for loan losses | 32,912,000 | USD | evidence → |
| Securities available for sale | 368,260,000 | USD | evidence → |
| Securities held to maturity | 6,252,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,465,041,000 | USD | evidence → |
| Interest-bearing deposits | 2,094,047,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,370,994,000 | USD | evidence → |
| Equity capital | 570,538,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 146,958,000 | USD | evidence → |
| Interest expense | 13,721,000 | USD | evidence → |
| Net interest income | 133,237,000 | USD | evidence → |
| Noninterest income | 20,018,000 | USD | evidence → |
| Noninterest expense | 57,992,000 | USD | evidence → |
| Provision for loan losses | 3,959,000 | USD | evidence → |
| Pretax income | 91,304,000 | USD | evidence → |
| Income tax | 27,195,000 | USD | evidence → |
| Net income | 64,109,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 499,559,000 | USD | evidence → |
| Total capital | 532,782,000 | USD | evidence → |
| Risk-weighted assets | 2,656,917,000 | USD | evidence → |