Call report 2020Q4
ROYAL BUSINESS BANK — 2020Q4
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,349,367,000 | USD | evidence → |
| Total loans | 2,812,731,000 | USD | evidence → |
| Allowance for loan losses | 29,337,000 | USD | evidence → |
| Securities available for sale | 210,867,000 | USD | evidence → |
| Securities held to maturity | 7,174,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,644,042,000 | USD | evidence → |
| Interest-bearing deposits | 2,017,922,000 | USD | evidence → |
| Noninterest-bearing deposits | 626,120,000 | USD | evidence → |
| Equity capital | 532,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 139,009,000 | USD | evidence → |
| Interest expense | 26,688,000 | USD | evidence → |
| Net interest income | 112,321,000 | USD | evidence → |
| Noninterest income | 14,584,000 | USD | evidence → |
| Noninterest expense | 58,957,000 | USD | evidence → |
| Provision for loan losses | 11,822,000 | USD | evidence → |
| Pretax income | 56,335,000 | USD | evidence → |
| Income tax | 17,282,000 | USD | evidence → |
| Net income | 39,053,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 458,614,000 | USD | evidence → |
| Total capital | 488,888,000 | USD | evidence → |
| Risk-weighted assets | 2,421,463,000 | USD | evidence → |