Call report 2019Q4
ROYAL BUSINESS BANK — 2019Q4
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,783,284,000 | USD | evidence → |
| Total loans | 2,371,123,000 | USD | evidence → |
| Allowance for loan losses | 18,815,000 | USD | evidence → |
| Securities available for sale | 126,069,000 | USD | evidence → |
| Securities held to maturity | 8,332,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,284,743,000 | USD | evidence → |
| Interest-bearing deposits | 1,790,175,000 | USD | evidence → |
| Noninterest-bearing deposits | 494,569,000 | USD | evidence → |
| Equity capital | 480,632,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 141,601,000 | USD | evidence → |
| Interest expense | 37,164,000 | USD | evidence → |
| Net interest income | 104,437,000 | USD | evidence → |
| Noninterest income | 19,054,000 | USD | evidence → |
| Noninterest expense | 56,897,000 | USD | evidence → |
| Provision for loan losses | 2,390,000 | USD | evidence → |
| Pretax income | 64,211,000 | USD | evidence → |
| Income tax | 18,886,000 | USD | evidence → |
| Net income | 45,325,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 417,037,000 | USD | evidence → |
| Total capital | 436,678,000 | USD | evidence → |
| Risk-weighted assets | 1,997,903,000 | USD | evidence → |