Call report 2015Q4
ROYAL BUSINESS BANK — 2015Q4
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,021,311,000 | USD | evidence → |
| Total loans | 864,731,000 | USD | evidence → |
| Allowance for loan losses | 10,023,000 | USD | evidence → |
| Securities available for sale | 20,416,000 | USD | evidence → |
| Securities held to maturity | 6,678,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 864,843,000 | USD | evidence → |
| Interest-bearing deposits | 738,770,000 | USD | evidence → |
| Noninterest-bearing deposits | 126,073,000 | USD | evidence → |
| Equity capital | 149,300,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,385,000 | USD | evidence → |
| Interest expense | 6,936,000 | USD | evidence → |
| Net interest income | 34,449,000 | USD | evidence → |
| Noninterest income | 7,405,000 | USD | evidence → |
| Noninterest expense | 19,709,000 | USD | evidence → |
| Provision for loan losses | 1,386,000 | USD | evidence → |
| Pretax income | 20,837,000 | USD | evidence → |
| Income tax | 8,527,000 | USD | evidence → |
| Net income | 12,310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 145,271,000 | USD | evidence → |
| Total capital | 155,614,000 | USD | evidence → |
| Risk-weighted assets | 850,682,000 | USD | evidence → |