Call report 2014Q4
ROYAL BUSINESS BANK — 2014Q4
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 920,715,000 | USD | evidence → |
| Total loans | 751,837,000 | USD | evidence → |
| Allowance for loan losses | 8,848,000 | USD | evidence → |
| Securities available for sale | 24,931,000 | USD | evidence → |
| Securities held to maturity | 6,710,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 779,243,000 | USD | evidence → |
| Interest-bearing deposits | 662,018,000 | USD | evidence → |
| Noninterest-bearing deposits | 117,225,000 | USD | evidence → |
| Equity capital | 135,655,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,950,000 | USD | evidence → |
| Interest expense | 4,522,000 | USD | evidence → |
| Net interest income | 32,428,000 | USD | evidence → |
| Noninterest income | 5,506,000 | USD | evidence → |
| Noninterest expense | 19,855,000 | USD | evidence → |
| Provision for loan losses | 1,446,000 | USD | evidence → |
| Pretax income | 16,901,000 | USD | evidence → |
| Income tax | 6,864,000 | USD | evidence → |
| Net income | 10,037,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 131,123,000 | USD | evidence → |
| Total capital | 140,076,000 | USD | evidence → |
| Risk-weighted assets | 715,935,000 | USD | evidence → |