Call report 2013Q4
ROYAL BUSINESS BANK — 2013Q4
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 717,559,000 | USD | evidence → |
| Total loans | 584,066,000 | USD | evidence → |
| Allowance for loan losses | 7,549,000 | USD | evidence → |
| Securities available for sale | 61,548,000 | USD | evidence → |
| Securities held to maturity | 6,742,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 592,561,000 | USD | evidence → |
| Interest-bearing deposits | 484,950,000 | USD | evidence → |
| Noninterest-bearing deposits | 107,611,000 | USD | evidence → |
| Equity capital | 113,703,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,070,000 | USD | evidence → |
| Interest expense | 3,367,000 | USD | evidence → |
| Net interest income | 27,703,000 | USD | evidence → |
| Noninterest income | 3,929,000 | USD | evidence → |
| Noninterest expense | 17,814,000 | USD | evidence → |
| Provision for loan losses | 1,613,000 | USD | evidence → |
| Pretax income | 12,384,000 | USD | evidence → |
| Income tax | 5,355,000 | USD | evidence → |
| Net income | 7,029,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 109,266,000 | USD | evidence → |
| Total capital | 116,717,000 | USD | evidence → |
| Risk-weighted assets | 595,246,000 | USD | evidence → |