Call report 2012Q4
ROYAL BUSINESS BANK — 2012Q4
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 576,447,000 | USD | evidence → |
| Total loans | 356,816,000 | USD | evidence → |
| Allowance for loan losses | 7,122,000 | USD | evidence → |
| Securities available for sale | 169,839,000 | USD | evidence → |
| Securities held to maturity | 7,125,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 475,693,000 | USD | evidence → |
| Interest-bearing deposits | 386,176,000 | USD | evidence → |
| Noninterest-bearing deposits | 89,517,000 | USD | evidence → |
| Equity capital | 97,089,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,249,000 | USD | evidence → |
| Interest expense | 4,410,000 | USD | evidence → |
| Net interest income | 19,839,000 | USD | evidence → |
| Noninterest income | 2,357,000 | USD | evidence → |
| Noninterest expense | 13,176,000 | USD | evidence → |
| Provision for loan losses | 2,058,000 | USD | evidence → |
| Pretax income | 7,124,000 | USD | evidence → |
| Income tax | 3,032,000 | USD | evidence → |
| Net income | 4,092,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,543,000 | USD | evidence → |
| Total capital | 97,652,000 | USD | evidence → |
| Risk-weighted assets | 405,523,000 | USD | evidence → |