Call report 2012Q1
ROYAL BUSINESS BANK — 2012Q1
The 22 measures ROYAL BUSINESS BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 540,102,000 | USD | evidence → |
| Total loans | 331,264,000 | USD | evidence → |
| Allowance for loan losses | 5,500,000 | USD | evidence → |
| Securities available for sale | 140,950,000 | USD | evidence → |
| Securities held to maturity | 6,127,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 463,932,000 | USD | evidence → |
| Interest-bearing deposits | 412,780,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,152,000 | USD | evidence → |
| Equity capital | 72,647,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,793,000 | USD | evidence → |
| Interest expense | 1,124,000 | USD | evidence → |
| Net interest income | 4,669,000 | USD | evidence → |
| Noninterest income | 646,000 | USD | evidence → |
| Noninterest expense | 3,545,000 | USD | evidence → |
| Provision for loan losses | 440,000 | USD | evidence → |
| Pretax income | 1,330,000 | USD | evidence → |
| Income tax | 576,000 | USD | evidence → |
| Net income | 754,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,822,000 | USD | evidence → |
| Total capital | 70,474,000 | USD | evidence → |
| Risk-weighted assets | 369,805,000 | USD | evidence → |