Call reports 2026
PEOPLES STATE BANK — 2026
What PEOPLES STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 142,614,000 | 139,966,000 |
| Total loans | 44,102,000 | 45,456,000 |
| Allowance for loan losses | 145,000 | 157,000 |
| Securities available for sale | 80,317,000 | 79,728,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 129,422,000 | 126,481,000 |
| Interest-bearing deposits | 76,976,000 | 74,447,000 |
| Noninterest-bearing deposits | 52,446,000 | 52,035,000 |
| Equity capital | 12,887,000 | 13,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,391,000 | 2,823,000 |
| Interest expense | 373,000 | 720,000 |
| Net interest income | 1,018,000 | 2,103,000 |
| Noninterest income | 35,000 | 72,000 |
| Noninterest expense | 419,000 | 856,000 |
| Provision for loan losses | 6,000 | 18,000 |
| Pretax income | 625,000 | 1,298,000 |
| Income tax | 0 | 0 |
| Net income | 625,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,502,000 | 15,953,000 |
| Total capital | 15,647,000 | 16,110,000 |
| Risk-weighted assets | 53,075,000 | 55,021,000 |