Call reports 2024
PEOPLES STATE BANK — 2024
What PEOPLES STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 135,479,000 | 131,741,000 | 135,044,000 | 183,071,000 |
| Total loans | 51,330,000 | 52,527,000 | 50,200,000 | 49,341,000 |
| Allowance for loan losses | 170,000 | 174,000 | 166,000 | 163,000 |
| Securities available for sale | 63,468,000 | 63,293,000 | 67,217,000 | 65,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,139,000 | 122,730,000 | 124,213,000 | 172,992,000 |
| Interest-bearing deposits | 66,846,000 | 63,323,000 | 77,572,000 | 109,788,000 |
| Noninterest-bearing deposits | 60,292,000 | 59,407,000 | 46,641,000 | 63,204,000 |
| Equity capital | 8,027,000 | 8,677,000 | 10,507,000 | 9,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,605,000 | 3,954,000 | 5,327,000 |
| Interest expense | 398,000 | 779,000 | 1,109,000 | 1,556,000 |
| Net interest income | 836,000 | 1,826,000 | 2,845,000 | 3,771,000 |
| Noninterest income | 27,000 | 56,000 | 90,000 | 124,000 |
| Noninterest expense | 476,000 | 970,000 | 1,474,000 | 2,029,000 |
| Provision for loan losses | 12,000 | 16,000 | 8,000 | 6,000 |
| Pretax income | 375,000 | 896,000 | 1,453,000 | 1,860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 896,000 | 1,453,000 | 1,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,141,000 | 13,515,000 | 13,897,000 | 14,128,000 |
| Total capital | 13,311,000 | 13,689,000 | 14,063,000 | 14,291,000 |
| Risk-weighted assets | 60,541,000 | 60,483,000 | 70,600,000 | 74,613,000 |