Call reports 2023
PEOPLES STATE BANK — 2023
What PEOPLES STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 115,025,000 | 118,082,000 | 113,700,000 | 120,083,000 |
| Total loans | 43,907,000 | 44,936,000 | 52,085,000 | 52,903,000 |
| Allowance for loan losses | 131,000 | 130,000 | 152,000 | 158,000 |
| Securities available for sale | 51,750,000 | 51,256,000 | 48,882,000 | 50,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,143,000 | 111,056,000 | 107,296,000 | 111,911,000 |
| Interest-bearing deposits | 65,619,000 | 68,114,000 | 66,454,000 | 67,201,000 |
| Noninterest-bearing deposits | 42,524,000 | 42,942,000 | 40,842,000 | 44,710,000 |
| Equity capital | 6,677,000 | 6,763,000 | 6,081,000 | 7,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 950,000 | 2,021,000 | 3,105,000 | 4,208,000 |
| Interest expense | 202,000 | 470,000 | 777,000 | 1,136,000 |
| Net interest income | 748,000 | 1,551,000 | 2,328,000 | 3,072,000 |
| Noninterest income | 23,000 | 44,000 | 69,000 | 95,000 |
| Noninterest expense | 413,000 | 845,000 | 1,280,000 | 1,741,000 |
| Provision for loan losses | 1,000 | 0 | 22,000 | 39,000 |
| Pretax income | 357,000 | 751,000 | 1,095,000 | 1,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 357,000 | 751,000 | 1,095,000 | 1,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,422,000 | 12,656,000 | 12,854,000 | 12,912,000 |
| Total capital | 12,553,000 | 12,785,000 | 13,006,000 | 13,070,000 |
| Risk-weighted assets | 69,261,000 | 71,783,000 | 60,916,000 | 62,026,000 |