Call reports 2022
PEOPLES STATE BANK — 2022
What PEOPLES STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 107,094,000 | 113,364,000 | 109,215,000 | 114,231,000 |
| Total loans | 37,845,000 | 40,152,000 | 42,019,000 | 43,496,000 |
| Allowance for loan losses | 115,000 | 122,000 | 128,000 | 130,000 |
| Securities available for sale | 52,047,000 | 51,734,000 | 49,877,000 | 50,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,822,000 | 106,467,000 | 104,184,000 | 108,540,000 |
| Interest-bearing deposits | 58,947,000 | 67,932,000 | 65,904,000 | 65,209,000 |
| Noninterest-bearing deposits | 39,875,000 | 38,535,000 | 38,280,000 | 43,331,000 |
| Equity capital | 8,098,000 | 6,697,000 | 4,798,000 | 5,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,319,000 | 2,100,000 | 2,942,000 |
| Interest expense | 28,000 | 71,000 | 165,000 | 311,000 |
| Net interest income | 590,000 | 1,248,000 | 1,935,000 | 2,631,000 |
| Noninterest income | 21,000 | 42,000 | 67,000 | 91,000 |
| Noninterest expense | 375,000 | 759,000 | 1,113,000 | 1,501,000 |
| Provision for loan losses | 7,000 | 14,000 | 21,000 | 23,000 |
| Pretax income | 229,000 | 517,000 | 868,000 | 1,198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 517,000 | 868,000 | 1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,699,000 | 11,874,000 | 12,111,000 | 12,212,000 |
| Total capital | 11,814,000 | 11,996,000 | 12,239,000 | 12,342,000 |
| Risk-weighted assets | 50,418,000 | 68,069,000 | 71,491,000 | 69,827,000 |