Call reports 2021
PEOPLES STATE BANK — 2021
What PEOPLES STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 90,086,000 | 100,765,000 | 102,885,000 | 105,532,000 |
| Total loans | 36,035,000 | 36,562,000 | 35,769,000 | 35,563,000 |
| Allowance for loan losses | 110,000 | 111,000 | 109,000 | 108,000 |
| Securities available for sale | 39,989,000 | 46,479,000 | 48,331,000 | 51,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,682,000 | 89,211,000 | 91,305,000 | 94,171,000 |
| Interest-bearing deposits | 46,670,000 | 57,651,000 | 57,294,000 | 58,857,000 |
| Noninterest-bearing deposits | 32,012,000 | 31,560,000 | 34,011,000 | 35,314,000 |
| Equity capital | 11,260,000 | 11,386,000 | 11,380,000 | 11,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,180,000 | 1,788,000 | 2,393,000 |
| Interest expense | 29,000 | 57,000 | 83,000 | 108,000 |
| Net interest income | 562,000 | 1,123,000 | 1,705,000 | 2,285,000 |
| Noninterest income | 20,000 | 38,000 | 63,000 | 84,000 |
| Noninterest expense | 292,000 | 581,000 | 872,000 | 1,204,000 |
| Provision for loan losses | -2,000 | -1,000 | -3,000 | -2,000 |
| Pretax income | 292,000 | 581,000 | 899,000 | 1,167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 292,000 | 581,000 | 899,000 | 1,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,164,000 | 11,301,000 | 11,467,000 | 11,583,000 |
| Total capital | 11,274,000 | 11,412,000 | 11,576,000 | 11,691,000 |
| Risk-weighted assets | 43,289,000 | 46,154,000 | 47,449,000 | 48,777,000 |