Call reports 2020
PEOPLES STATE BANK — 2020
What PEOPLES STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 78,306,000 | 85,491,000 | 83,463,000 | 89,844,000 |
| Total loans | 36,585,000 | 36,558,000 | 38,418,000 | 36,755,000 |
| Allowance for loan losses | 112,000 | 112,000 | 117,000 | 112,000 |
| Securities available for sale | 33,573,000 | 36,917,000 | 34,498,000 | 43,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,212,000 | 73,976,000 | 71,791,000 | 78,017,000 |
| Interest-bearing deposits | 42,348,000 | 46,869,000 | 43,039,000 | 48,890,000 |
| Noninterest-bearing deposits | 24,864,000 | 27,106,000 | 28,752,000 | 29,127,000 |
| Equity capital | 10,972,000 | 11,359,000 | 11,491,000 | 11,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,259,000 | 1,862,000 | 2,473,000 |
| Interest expense | 74,000 | 125,000 | 163,000 | 194,000 |
| Net interest income | 572,000 | 1,134,000 | 1,699,000 | 2,279,000 |
| Noninterest income | 25,000 | 45,000 | 67,000 | 91,000 |
| Noninterest expense | 272,000 | 559,000 | 843,000 | 1,152,000 |
| Provision for loan losses | -2,000 | -2,000 | 3,000 | -2,000 |
| Pretax income | 327,000 | 622,000 | 938,000 | 1,238,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 327,000 | 622,000 | 938,000 | 1,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,536,000 | 10,712,000 | 10,877,000 | 11,024,000 |
| Total capital | 10,648,000 | 10,824,000 | 10,994,000 | 11,136,000 |
| Risk-weighted assets | 41,379,000 | 44,349,000 | 40,135,000 | 42,658,000 |