Call reports 2019
PEOPLES STATE BANK — 2019
What PEOPLES STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 77,366,000 | 81,557,000 | 80,857,000 | 83,116,000 |
| Total loans | 33,642,000 | 35,332,000 | 36,436,000 | 37,269,000 |
| Allowance for loan losses | 102,000 | 108,000 | 111,000 | 114,000 |
| Securities available for sale | 32,561,000 | 30,124,000 | 33,458,000 | 33,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,672,000 | 71,461,000 | 70,561,000 | 72,658,000 |
| Interest-bearing deposits | 43,847,000 | 47,794,000 | 46,589,000 | 46,325,000 |
| Noninterest-bearing deposits | 23,825,000 | 23,668,000 | 23,972,000 | 26,333,000 |
| Equity capital | 9,604,000 | 9,966,000 | 10,135,000 | 10,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,302,000 | 1,979,000 | 2,652,000 |
| Interest expense | 79,000 | 161,000 | 242,000 | 320,000 |
| Net interest income | 554,000 | 1,141,000 | 1,737,000 | 2,332,000 |
| Noninterest income | 24,000 | 46,000 | 71,000 | 96,000 |
| Noninterest expense | 280,000 | 537,000 | 774,000 | 1,057,000 |
| Provision for loan losses | 17,000 | 19,000 | 22,000 | 24,000 |
| Pretax income | 281,000 | 631,000 | 1,012,000 | 1,347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 281,000 | 631,000 | 1,012,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,782,000 | 9,981,000 | 10,210,000 | 10,394,000 |
| Total capital | 9,884,000 | 10,089,000 | 10,321,000 | 10,508,000 |
| Risk-weighted assets | 42,849,000 | 49,031,000 | 44,676,000 | 46,426,000 |