Call reports 2018
PEOPLES STATE BANK — 2018
What PEOPLES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 73,660,000 | 75,618,000 | 76,417,000 | 79,024,000 |
| Total loans | 27,797,000 | 29,731,000 | 32,931,000 | 33,568,000 |
| Allowance for loan losses | 71,000 | 76,000 | 84,000 | 85,000 |
| Securities available for sale | 39,405,000 | 38,030,000 | 33,366,000 | 35,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,578,000 | 66,357,000 | 67,039,000 | 69,285,000 |
| Interest-bearing deposits | 42,460,000 | 43,978,000 | 44,044,000 | 44,738,000 |
| Noninterest-bearing deposits | 22,118,000 | 22,380,000 | 22,995,000 | 24,547,000 |
| Equity capital | 9,003,000 | 9,168,000 | 9,283,000 | 9,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,069,000 | 1,641,000 | 2,283,000 |
| Interest expense | 52,000 | 112,000 | 175,000 | 245,000 |
| Net interest income | 471,000 | 957,000 | 1,466,000 | 2,038,000 |
| Noninterest income | 32,000 | 60,000 | 83,000 | 112,000 |
| Noninterest expense | 245,000 | 476,000 | 714,000 | 983,000 |
| Provision for loan losses | 1,000 | 7,000 | 15,000 | 17,000 |
| Pretax income | 257,000 | 534,000 | 825,000 | 1,155,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 534,000 | 825,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,525,000 | 9,657,000 | 9,826,000 | 10,034,000 |
| Total capital | 8,596,000 | 9,733,000 | 9,910,000 | 10,119,000 |
| Risk-weighted assets | 39,187,000 | 38,920,000 | 42,869,000 | 43,156,000 |