Call reports 2017
PEOPLES STATE BANK — 2017
What PEOPLES STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 77,455,000 | 73,667,000 | 76,464,000 | 78,981,000 |
| Total loans | 27,687,000 | 27,245,000 | 28,172,000 | 27,650,000 |
| Allowance for loan losses | 70,000 | 69,000 | 72,000 | 70,000 |
| Securities available for sale | 42,575,000 | 42,122,000 | 40,485,000 | 42,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,223,000 | 64,140,000 | 66,764,000 | 69,488,000 |
| Interest-bearing deposits | 47,307,000 | 44,562,000 | 45,274,000 | 46,060,000 |
| Noninterest-bearing deposits | 20,916,000 | 19,577,000 | 21,490,000 | 23,428,000 |
| Equity capital | 9,194,000 | 9,460,000 | 9,621,000 | 9,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,068,000 | 1,597,000 | 2,129,000 |
| Interest expense | 49,000 | 99,000 | 148,000 | 199,000 |
| Net interest income | 486,000 | 969,000 | 1,449,000 | 1,930,000 |
| Noninterest income | 30,000 | 57,000 | 92,000 | 125,000 |
| Noninterest expense | 229,000 | 460,000 | 684,000 | 930,000 |
| Provision for loan losses | 2,000 | 1,000 | 4,000 | 3,000 |
| Pretax income | 285,000 | 565,000 | 853,000 | 1,122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 285,000 | 565,000 | 853,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,305,000 | 9,468,000 | 9,638,000 | 9,790,000 |
| Total capital | 9,375,000 | 9,537,000 | 9,710,000 | 9,860,000 |
| Risk-weighted assets | 32,305,000 | 31,309,000 | 32,338,000 | 38,543,000 |